2009 Speaking Engagements:

• STAYING PROFITABLE IN 2009 - AUDIO CONFERENCE
  Virginia Association of Community Bankers
  January 21, 2009
  Jeffrey C. Gerrish, Speaker
  
  
• MERGERS AND ACQUISITIONS IN THE CURRENT ENVIRONMENT – ONLINE SEMINAR
  Graduate School of Banking - Wisconsin
  March 5, 2009
  Philip K. Smith, Speaker
  
  
• EVERYTHING YOU NEED TO KNOW ABOUT STOCKHOLDERS and Concurrent Session: IS A HOLDING COMPANY IN YOUR BANK’S FUTURE?
  Western Independent Bankers
  52nd Annual Conference for Bank Presidents, Senior Officers and Directors
  Grand Hyatt Kauai Resort, Koloa, Hawaii
  March 7 – 11, 2009
  Philip K. Smith, Speaker
  
  
• THE RIGHT STRUCTURE AT THE RIGHT TIME
  Independent Community Bankers of America
  National Convention & Techworld
  Phoenix Convention Center, Phoenix, Arizona
  March 18 – 22, 2009
  Philip K. Smith, Speaker
  
  
• SURVIVING THE SHORT TERM AND EXCELLING AT THE LONG TERM
  ICBA 2009 Annual Convention
  Phoenix Convention Center, Phoenix, Arizona
  March 19-20, 2009
  Jeffrey C. Gerrish, Speaker
  
  
• STRATEGIC OPPORTUNITIES
  Directors Symposium, Virginia Association of Community Bankers
  Richmond, Virginia
  March 24, 2009
  Jeffrey C. Gerrish, Speaker
  
  
• UNDERSTANDING REGULATORY ENFORCEMENT ACTIONS – ONLINE SEMINAR
  Graduate School of Banking – Wisconsin
  March 24, 2009
  Philip K. Smith, Speaker
  
  
• STRATEGIC OPPORTUNITIES
  Directors Symposium, Virginia Association of Community Bankers
  Blacksburg, Virginia
  March 25, 2009
  Jeffrey C. Gerrish, Speaker
  
  
• CURRENT ISSUES FOR COMMUNITY BANK DIRECTORS
  Community Bankers Association of Illinois
  Spring Directors’ Conference
  Holiday Inn, Mt. Vernon, Illinois
  March 31, 2009
  Philip K. Smith, Speaker
  
  
• CURRENT ISSUES FOR COMMUNITY BANK DIRECTORS
  Community Bankers Association of Illinois
  Spring Directors’ Conference
  Hilton Garden Inn, Springfield, Illinois
  April 1, 2009
  Philip K. Smith, Speaker
  
  
• CURRENT ISSUES FOR COMMUNITY BANK DIRECTORS
  Community Bankers Association of Illinois
  Spring Directors’ Conference
  Holiday Inn Select, Naperville, Illinois
  April 2, 2009
  Philip K. Smith, Speaker
  
  
• BUYING A BANK OR BRANCH IN CHALLENGING TIMES
  Independent Community Bankers of America
  Las Vegas, Nevada
  April 23-24, 2009
  Jeffrey C. Gerrish, Speaker
  Philip K. Smith, Speaker
  
  
• REGULATORY ENFORCEMENT WEBCAST
  Financial Education and Development, Inc.
  April 28, 2009
  Jeffrey C. Gerrish, Speaker
  
  
• COMMUNITY BANKS: THE RIGHT STUFF FOR THE FUTURE
  Community Bankers Association of Alabama
  May 4, 2009
  Jeffrey C. Gerrish, Speaker
  
  
• TODAY’S REGULATORY ENVIRONMENT - AUDIO CONFERENCE
  Independent Community Bankers of America
  May 12, 2009
  Jeffrey C. Gerrish, Speaker
  
  
• REGULATORY ENVIRONMENT AND ENFORCEMENT ACTIONS
  Community Bankers Association of Georgia
  Bank Director’s College
  Brasstown Valley Resort, Young Harris, Illinois
  May 14-15, 2009
  Philip K. Smith, Speaker
  
  
• ENHANCING SHAREHOLDER VALUE WITH OR WITHOUT SALE
  Southwestern Graduate School of Banking, Dallas, Texas
  June 1 – 3, 2009
  Philip K. Smith, Speaker
  
  
• COMMUNITY BANK CHAIRMAN’S FORUM
  Independent Community Bankers of America
  Millennium Knickerbocker, Chicago, Illinois
  June 5-6, 2009
  Jeffrey C. Gerrish, Speaker
  Philip K. Smith, Speaker
  
  
• STRATEGIC OPPORTUNITIES: SURVIVING THE SHORT TERM AND EXCELLING AT THE LONG TERM
  Community Bankers of West Virginia 14th Annual Convention
  The Resort, Glade Springs, West Virginia
  June 12-14, 2009
  Jeffrey C. Gerrish, Speaker
  
  
• STRATEGIC PLANNING
  ICBA Securities 2009 Bank Summit
  The Peabody Hotel, Memphis, TN
  June 15-16, 2009
  Jeffrey C. Gerrish, Speaker
  
  
• THE IMPACT OF THE GOVERNMENT “BAILOUT” ON COMMUNITY BANKS
  Independent Community Bankers of America
  Audio Conference
  June 30, 2009
  Philip K. Smith, Speaker
  
  
• ENHANCING SHAREHOLDER VALUE: WITH OR WITHOUT SALE
  Graduate School of Banking at Boulder
  University of Colorado
  July 13-17, 2009
  Jeffrey C. Gerrish, Instructor
  
  
• IS YOUR STRATEGIC PLANNING A WASTE OF TIME?
  Community Bankers Association of Illinois Bankers College
  Hilton Hotel, Lisle, Illinois
  August 12, 2009
  Jeffrey C. Gerrish, Presenter
  
  
• ENHANCING SHAREHOLDER VALUE: WITH OR WITHOUT SALE
  Graduate School of Banking at Madison
  University of Wisconsin
  August 10-14, 2009
  Jeffrey C. Gerrish, Instructor
  Philip K. Smith, Instructor
  
  
• CREATING SHAREHOLDER VALUE THAT LASTS
  Graduate School of Banking at Madison
  University of Wisconsin
  August 18, 2009
  Jeffrey C. Gerrish, Instructor
  
  
• ASSEMBLIES FOR BANK DIRECTORS
  September 5-6, 2009
  Jeffrey C. Gerrish, Speaker
  
  
• ENHANCING SHAREHOLDER VALUE WITH OR WITHOUT SALE
  Pacific Coast Banking School, Bellevue, Washington
  August 31- September 4, 2009
  Philip K. Smith, Instructor
  
  
• CURRENT ISSUES AND FUTURE CHALLENGES WEBCAST
  Financial Education and Development, Inc.
  September 17, 2009
  Jeffrey C. Gerrish, Speaker
  
  
• BUYING A BANK OR BRANCH IN CHALLENGING TIMES
  Independent Community Bankers of America
  Minneapolis, Minnesota
  September 21-22, 2009
  Jeffrey C. Gerrish, Speaker
  Philip K. Smith, Speaker
  
  
• SURVIVING THE SHORT TERM AND EXCELLING AT THE LONG TERM
  Community Bankers Association of Illinois
  Renaissance Hotel, Schaumburg, IL
  September 25, 2009
  Jeffrey C. Gerrish, Speaker
  
  
• MERGERS AND ACQUISITIONS IN THE CURRENT ENVIRONMENT – ONLINE SEMINAR
  Graduate School of Banking – Wisconsin
  September 29, 2009
  Philip K. Smith, Speaker
  
  
• UNDERSTANDING REGULATORY ENFORCEMENT ACTIONS – ONLINE SEMINAR
  Graduate School of Banking - Wisconsin
  September 30, 2009
  Philip K. Smith, Speaker
  
  
• SURVIVING THE SHORT TERM AND EXCELLING AT THE LONG TERM
  Michigan Association of Community Bankers
  October 1, 2009
  Jeffrey C. Gerrish, Speaker
  
  
• DIRECTORS CONFERENCE
  Community Bankers of West Virginia
  Stonewall Resort, Roanoke, West Virginia
  October 2, 2009
  Philip K. Smith, Speaker
  
  
• CEO/DIRECTORS CONFERENCE
  Independent Community Bankers of South Dakota
  Sioux Falls, South Dakota
  October 29, 2009
  Jeffrey C. Gerrish, Speaker
  
  
• DIRECTORS CONFERENCE
  Western Independent Bankers
  San Francisco, California
  November 12, 2009
  Philip K. Smith, Speaker
  
  
• COMMUNITY BANK CHAIRMAN’S FORUM
  Independent Community Bankers of America
  World Golf Village Resort - Renaissance Hotel, St. Augustine, Florida
  November 13-14, 2009
  Jeffrey C. Gerrish, Speaker
  Philip K. Smith, Speaker